New Regulation Opens Door to PIN Option

Effective April 1, 2013, a new regulation goes into effect as part of the Dodd-Frank Wall-Street Reform and Consumer Protection Act that requires consumers to be provided with the ability to pay using a Personal Identification Number (PIN) at the point of sale, in addition to the current signature process.

Even after April 1, the use of a PIN is not required to access funds via the Benny Prepaid Benefits Card. Participants can continue to use the card as they always have – simply by swiping and providing a signature. However, this voluntary option will be welcome news to consumers who prefer the added security associated with a PIN.

The implementation of this change will not require the issuance of new Benny Prepaid Benefits Cards to any participants. If a participant wishes to create a self-selected PIN, they will do so by calling a toll-free number. This information will be posted on the home page of In addition, participants can access a set of related Frequently Asked Questions that will be posted online at

Participant Messaging:
This message will be posted online at

As of April 1, 2013 you now have the option to pay using a Personal Identification Number (PIN) when you use your Benny Prepaid Benefits Card. To create a PIN, please call 1-866-898-9795. To use your PIN at the point of sale, simply select “Debit” and enter your PIN when prompted.

Using a PIN is not required. You can continue to sign for debit benefit card purchases, just as you’ve done in the past, by choosing “Credit”.


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